Appraisal Clause & Diminished Value Experts in the Midwest

The Appraisal Clause in an auto policy is the insured’s secret weapon for leveling the playing field when facing lowball settlement offers from insurance carriers.

The appraisal clause is a critical component of most insurance policies, providing a structured process for resolving disputes over the value of a claim. This clause is designed to protect policyholders and insurers alike by offering a fair and impartial mechanism for determining disputed loss amounts. When disagreements arise, invoking the appraisal clause allows both parties to appoint independent appraisers and, if necessary, an umpire to arrive at a binding resolution.

Our appraisal team has managed thousands of Total Loss Appraisal Clause claims for policyholders who couldn’t reach a fair value agreement with their insurance company. Whether you’re in a dispute with State Farm, Allstate, Liberty Mutual, Safeco, Progressive, Geico, American Family, USAA, Travelers, Auto Owners, or Mendota, our team is here to help.

For Total Loss "Actual Cash Value" (ACV) and repair disputes, please submit the carrier's report for review along with any pertinent vehicle and claim information necessary for the appraiser assigned to your case. These documents can be sent directly via email to claims@iasclaimsnetwork.com.

Don’t leave your claim unresolved. Contact the IAS Claims Network team today for your free appraisal clause review. Together, we’ll protect your rights and achieve the resolution you deserve.

Proudly Serving the following Midwest States:

• North Dakota
• South Dakota
• Nebraska
• Kansas
• Minnesota
• Iowa
• Missouri
• Wisconsin
• Illinois
• Indiana
• Michigan
• Ohio

Diminished value, in the context of insurance, refers to the reduction in a vehicle's market value after an accident, even if the vehicle is repaired to its pre-accident condition. It is the loss of value due to the vehicle having a history of being in an accident, regardless of the quality of the repairs. This loss in value can affect the vehicle's resale or trade-in price. 

Our team has been conducting DV Appraisals for insurance clients, attorneys, and the general public for over two decades. The methodology we use to determine Diminished Value has been adopted by other independent appraisers across the country. We have managed numerous Diminished Value claims over the years, including providing expert witness testimony.

If you have been in an accident that was not your fault, you might have a claim for DV. 

Our industry leading DV reports start at $295.00. If you believe you have a claim for Diminished Value, please contact us, and a licensed adjuster will review your case free of charge.

After the vehicle repairs are completed, please email the repair estimate to claims@iasclaimsnetwork.com to check if you qualify for a DV claim.